Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business

Real estate tax benefits aren't loopholes—they're incentives written into the tax law to encourage investors to provide housing and put capital to work.

In this episode of The Rich Dad Radio Show, Robert and Kim Kiyosaki sit down with tax expert Tom Wheelwright and real estate investor Ken McElroy to explain how sophisticated investors combine real estate, debt, depreciation, cash flow, and professional advice to legally reduce their tax burden while building wealth.

Tom explains one of Rich Dad's foundational tax lessons: instead of viewing the tax code only as a list of penalties, investors can study what activities the government wants to encourage. Housing and commercial real estate are among those activities, and tax provisions such as depreciation can reward investors who put their money—and borrowed money—to work.

Ken then explains why debt plays such an important role in their real estate strategy. Rather than paying entirely with their own cash, experienced investors can use financing to control larger assets while tenants generate income that helps service the debt. Robert and Kim explain how they combine that leverage with cash flow and depreciation as part of their long-term investing strategy.

The discussion also explores why borrowed money generally isn't treated as income. When an investment property increases in value, an investor may be able to refinance and access equity through a new loan rather than selling the asset. Because the borrowed funds must be repaid, Tom explains why that loan proceeds themselves aren't treated as taxable income.

You'll learn:

-How real estate tax benefits work
-Why the tax code incentivizes investment in housing
-How depreciation can reduce taxable income
-Why debt can increase both investment leverage and potential tax benefits
-How refinancing can provide access to equity without selling an asset
-Why Robert and Kim focus on cash flow rather than flipping properties
-How Ken McElroy creates value by improving underperforming properties
-Why professional investor status can affect available tax benefits
-How a strong real estate, tax, legal, and property-management team becomes more important as investments grow

Ken also walks through a real investment in which his team acquired a distressed property, invested in improvements, increased its value, refinanced it, returned investor capital, and continued owning an asset that produced cash flow. The example demonstrates why Rich Dad views financial education and management expertise—not simply owning property—as the real foundation of successful real estate investing.

Robert, Kim, Tom, and Ken repeatedly emphasize that these strategies require knowledge and experienced advisors. New investors shouldn't jump directly into sophisticated leverage or other people's money. Start small, learn with your own capital, build experience, and strengthen your team as your investments become more complex.

The Rich Dad lesson is contrarian but simple: instead of asking only how much money you can earn, learn how the tax rules, debt, and cash-flowing assets work together—and make financial education part of your investing strategy.

00:00 Introduction
00:33 Asset Classes And Taxes
01:43 Real Vs Paper Diversification
04:58 Property Management Matters
06:19 From Manager To Investor
07:40 Cash Is A Liability
10:17 Depreciation And Debt
14:45 Infinite Returns Strategy
18:50 Why Borrowing Is Tax-Free
21:40 Cashflow Investing Rules
23:00 Debt As Money
24:00 Tax-Free Debt Plan
24:24 Disaster Property Story
26:43 Refi Infinite Returns
31:59 Flipping Versus Holding
34:17 Start Small Build Team
38:03 Kenny Advice Mindset
42:52 Final Thanks

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$40 trillion. That's what America owes. Jim Rickards is predicting $200 silver and $10,000 gold. Robert Kiyosaki's pick right now? Silver. Savers of cash are the biggest losers. Get the free Rich Dad Wealth Kit from Priority Gold: Text GUIDE to 24999. U.S. Residents Only.

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Stop online threats before they become real-world attacks. Visit ironwall.com/RICHDAD and request a free Risk Assessment to see exactly how exposed your executives are. (SARA - THIS IS FOR AUDIO ONLY DESCRIPTION)

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Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity.

The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.

Robert Kiyosaki says there are only four things on Earth worth putting your money into — and everything else, every mutual fund, every 401(k) you're afraid to open, is just one of those four wearing a different name. In this episode, Robert breaks down all four asset classes and reveals which one Wall Street has spent a century pushing hardest on people like you — and why it's almost never the one that makes anyone rich.

The Iran war and oil prices are closely connected because conflict around the Strait of Hormuz can disrupt one of the world's most important energy corridors—and the consequences can spread throughout the global economy.
In this episode of The Rich Dad Radio Show, Robert Kiyosaki sits down with retired U.S. Army Colonel Douglas Macgregor to examine the conflict involving Iran from both a geopolitical and investor perspective. Drawing on their military backgrounds, Robert and Macgregor challenge the conventional narrative surrounding war, energy, and America's strategic interests.
Robert argues that understanding oil means understanding much more than the price at the pump. Petroleum touches transportation, agriculture, fertilizer, plastics, manufacturing, and countless products throughout the economy. Macgregor expands that argument by explaining why strategic resources have shaped military and geopolitical decisions for generations.
The conversation examines the Strait of Hormuz and why military conflict can make global commerce difficult even without a complete physical blockade. Macgregor argues that insurance, risk, and capital flight can disrupt shipping and energy markets simply because companies cannot operate normally in a war zone.
Robert and Macgregor also explore a broader Rich Dad lesson: investors don't have to view geopolitical turmoil only as victims. Understanding how war affects oil, commodities, inflation, and hard assets can help investors recognize how changes in the real economy may affect their financial decisions.
In this episode, you'll learn:
-How conflict with Iran could affect global oil prices
-Why the Strait of Hormuz matters to energy markets
-Why war can contribute to inflation
-How higher oil prices can ripple through food, transportation, manufacturing, and consumer prices
-Why oil and other natural resources remain strategically important
-How geopolitics can create both financial risks and investment opportunities
-Why Macgregor believes the United States needs a clearer long-term national strategy
-How investors can think differently about geopolitical risk
Robert's underlying message is distinctly Rich Dad: don't simply react to economic disruption—understand what's driving it. Financial education gives investors a framework for recognizing how war, energy, inflation, and hard assets connect.
00:00 Oil Runs Civilization
00:40 Meet Colonel MacGregor
03:32 West Point Reality Check
06:39 Strategy America Lacks
08:09 Hard Assets Wake Up
10:38 Hormuz and Iran Setup
14:02 Why War With Iran
18:31 Israel First Politics
22:45 Hormuz Closure Fallout
25:41 Taiwan and Overreach
28:44 Semper Fi Farewell
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Nixon called the dollar "temporary" in 1971. Fifty-four years later the world is building the alternative. Central banks are buying gold faster than any time in fifty years. Cash is trash. Get the free Rich Dad Wealth Kit from Priority Gold: Text GUIDE to 24999. U.S. Residents Only.
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Stop online threats before they become real-world attacks. Visit ironwall.com/RICHDAD and request a free Risk Assessment to see exactly how exposed your executives are. 
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Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity.
The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.

So much of what we were taught to be right YOU... is wrong. Completely wrong. You know savers are losers. But do you know what the rich actually do and, more importantly, why? They buy. Buy more. Keep buying. Today Robert shows us exactly why - and how we can do it in the way that actually builds wealth. Not the way that looks good on paper. The way that sets YOU free.

Bitcoin and inflation sit at the center of a much bigger debate about money, technology, debt, and the future of the global economy.

In this episode of The Rich Dad Radio Show, Robert Kiyosaki talks with Jeff Booth, entrepreneur and author of The Price of Tomorrow, about why technological progress should make goods and services cheaper—and why many people are experiencing exactly the opposite.

Booth argues that technology naturally creates deflation by allowing businesses and individuals to produce more value with fewer resources. But today's debt-based monetary system depends on continued growth, monetary expansion, and inflation. As those two forces move in opposite directions, Booth believes governments and central banks face a problem they cannot solve simply by creating more money.

Robert and Jeff examine how this conflict affects asset prices, housing, debt, purchasing power, and the growing divide between people who own assets and those who don't. They also challenge the assumption that rising prices always represent economic growth, arguing that currency debasement can make assets appear more valuable while money itself loses purchasing power.

Then they turn to Bitcoin.

Booth explains why he views Bitcoin differently from other cryptocurrencies and blockchains. He makes the case that Bitcoin's scarcity, decentralization, security, and proof-of-work structure could provide an alternative to a monetary system that continually expands the supply of money.

The discussion also explores how artificial intelligence, automation, digital technology, and cheaper energy could accelerate deflation—and why Booth believes those advances make the conflict with an inflationary monetary system even more important to understand.

If technology allows society to do more with less, why should everything keep getting more expensive?

Robert Kiyosaki and Jeff Booth challenge investors to look beyond individual markets and consider the monetary system underneath them. Understanding Bitcoin and inflation may ultimately require asking a bigger question: What happens when rapidly advancing technology collides with a financial system that depends on prices and debt continuing to rise?

00:00 Inequality and Inflation
00:31 Free Market Deflation
01:27 Technology Lowers Prices
03:24 Debt-Fueled Bubble
04:41 System Trap Explained
05:39 From Silver to Fiat
07:32 Why Bitcoin Matters
10:29 Scarcity vs Abundance
12:01 Politics and Base Money
13:19 Bitcoin Discipline Pricing
18:03 Bitcoin vs Altcoins
21:44 Kodak Lesson for Fed
27:12 Digitally Native Currency
29:27 Inflation and Climate
33:30 Closing Thoughts

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Robert Kiyosaki was asked why he keeps buying gold and silver. His answer — the world economy is in great trouble and he doesn't trust our leaders or central banks to solve it. In fact they are the problem. U.S. debt is approaching $39 trillion. Robert has been buying real gold and silver since 1965 — not ETFs, not paper, the real thing. Gold and silver just retraced and Robert bought more. Legendary investor Jim Rogers says gold and silver are going to the moon. Get the free Rich Dad Wealth Kit from Priority Gold: Text GUIDE to 24999. U.S. Residents Only.

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Stop online threats before they become real-world attacks. Visit ironwall.com/RICHDAD and request a free Risk Assessment to see exactly how exposed your executives are.

-----
Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity.

The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.