Money with Carla

Ever wondered how I invest my own money? In this episode, I’m sharing the ETFs I hold, what I pay in fees and how I decide where my money goes first. I’ll also walk you through my cash flow waterfall and how I prioritise everything from paying off expensive debt to investing for the long term. Sign up for live masterclass

Market crashes might grab the headlines, but investment fees could be quietly costing you millions. In this episode, discover how a 2.75% annual fee can significantly reduce your retirement savings, why two investors with the same income and contributions can end up millions apart, and how to check what you're paying.

Learn how to compare fees, understand the impact of compounding, and make smarter investment choices to protect your wealth and give your money the best chance to grow. Sign up for live masterclass · Big Name Funds Underperform. What are you paying for?

Join my masterclass: learn.moneywithcarla.com/invest

Is it actually better to buy property or rent and invest the difference? I ran the numbers so you don't have to. Again.

In this video I break down the buy vs rent debate properly, including the 7% rule, real property growth rates, and how stock market returns compare over the long run. The answer might surprise you.

What I cover:

- The true cost of buying (it's more than just your bond repayment

- How the 7% rule works and whether it actually holds up against

- Property growth vs stock market returns, side by side

- When buying makes financial sense, and when renting wins

- What the numbers say about which option leaves you better off

This is one of the biggest financial decisions you'll ever make.

👇 Watch to the end, the comparison at the end changed how I think about this.

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Does a retirement annuity’s tax saving automatically make it the best investment? Carla compares RAs with investing directly in global equity ETFs, exploring tax, investment restrictions, fees and how your time to retirement changes the picture.

Using Laura and Nora’s investment scenarios, she explains the trade-offs, flags expensive life insurance RAs, and shares questions to ask before committing. Here's my free RA guide: · Sign up for my Masterclass at the end of October:

This week I sit down with Marisca, a tax expert, to unpack trusts and estate planning in South Africa. We chat about when a trust makes sense, common mistakes, and how to plan ahead to protect the wealth you leave to your family. Find Marisca on Socials