How to Actually Buy a House Without Crying with Alli Moore
If you’ve ever felt like buying a house is some mysterious, unattainable, "adultier adult" milestone... I get it. It took me ages to do it, and the process was like trying to solve a Rubik’s cube blindfolded — while signing 37 forms.Which is exactly why I dragged my real-life bestie and first-time homebuyer expert, Alli Moore, onto the pod today. (Dragged lovingly, obviously.)Alli is here to walk us through WTF a loan officer actually does, how the home buying process works, and what you need to know if you’re self-employed and still want your white-picket-fence moment.TOPICS & TANGENTS— Why buying a house as a self-employed girly is not as scary as TikTok makes it sound— The crucial thing you need to tell your accountant before you even start stalking Zillow— Why your rent vibes do not translate to mortgage vibes— How not to accidentally kill your pre-approval status while you're in limbo— Our unhinged homebuying stories: bullying, bad math, and a Cape Cod side questPOINT OF THE STORYFind a house you can afford, live your life in, and not cry every time a bill shows up. That’s the dream.ALLI LINKS— Follow Alli on Instagram here and here— Subscribe to her newsletter to for home-buying tips— Alli’s walkout songs: song 1, song 2BTL LINKS— Use code "MILLIONAIRE" for $100 off my website copywriting course, Site Series Sprint.— Join the Point of the Story community on Slack.— Leave feedback or episode requests in our Suggestions Box.— To stay up to date with all things Point of the Story, follow on Instagram and Substack.— Follow me on Instagram, Threads, and Substack.— Subscribe to my newsletters Tuesday Table of Contents for one marketing tip, once a week and Millionaire Moment for the insider tea on how I plan to make $1 mil in sales by my 31st birthday.— Check out my website betweenthelinescopy.com.OTHER LINKS— Bookkeepers: Peach Perfect Financials, Madison Dearly, Coyne Bookkeeping— Sara’s high-yield savings account— Annual Credit Report websiteTIMESTAMPS00:00 Intro00:26 Meet Allie, the First-Time Homebuyer Whisperer03:26 Rapid-Fire Squirrel Brain Questions18:27 What Even Is a Loan Officer?22:42 Buying a House as a Self-Employed Squirrel29:18 The Homebuying Process, Step-by-Step41:01 Our Homebuying Stories54:14 How Equity Works (and Why You Should Care)57:55 Debt, Credit, and Other Capitalist Nonsense You Still Have to Deal With01:05:46 ClosingThis episode was edited by Adrienne Cruz.