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SugarMamma’s Fireplay

Canna Campbell SugarMammaTV
SugarMamma’s Fireplay
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  • START HERE: Downsizing for Retirement: How to Turn Your Home Equity Into Financial Freedom
    In this Start Here episode, Canna answers Pamela’s question: “I’ve only got $77,000 in super and plan to retire in three years at 65. My home is worth $3 million, but most of my money is tied up in it. I’m considering downsizing — what do I need to know to make this money last?” Canna explains: How the Downsizer Contribution rules work and who qualifies. What to check before selling — including getting professional valuations, researching new property costs, and calculating net proceeds after fees. Why the downsizer top-up might not fully close a retirement gap, and what other strategies can help bridge the difference. How to plan your cash flow, super contributions, and investment mix for sustainable income in retirement. Why working with a licensed financial planner can make all the difference in mapping out the next stage of your financial journey. If you’re 55 or older and considering freeing up equity from your home, this episode will help you understand how to turn that value into a secure, flexible, and confident retirement plan. 🪙 Key Takeaways The Downsizer Contribution allows up to $300K per person (or $600K per couple) to be added to super from the sale of your home. You must make the contribution within 90 days of settlement and you only get one opportunity to do so. Always account for sale and purchase costs — including commissions, stamp duty, and moving expenses — before assuming how much you’ll unlock. A financial planner can help close any remaining gap through salary sacrificing, after-tax contributions, and long-term investing strategies. Downsizing is about financial freedom, not just a smaller home. ⚠️ General Advice Disclaimer This podcast provides general advice only and has been prepared without taking into account your objectives, financial situation, or needs. Before acting on any information, you should consider whether it is appropriate for you and, where appropriate, seek personal financial advice from a licensed financial planner. 📱 Connect with Canna Instagram: @SugarMammaTV | @CannaCampbellOfficialPodcast: SugarMamma’s FireplayYouTube: SugarMammaTVBooks: The $1000 Project | Mindful Money | Financial Freedom (coming soon) 💬 Let’s Keep the Conversation Going I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation CoachingJoin my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.👉Join here 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMamma.TV Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). See omnystudio.com/listener for privacy information.
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  • ASK ADAM: When and how to upgrade the family home without going broke
    Your favourite Mortgage Broker is back, Adam McCabe from Blue Lantern. One of the best Mortgage Broking firms in Australia and the most experienced. Today we get to ask Adam about upgrading the family home...when is the right time to make the big move and what is the best and safest way to make this happen as smoothly as possible. In this episode we learn so much about the process but also the essential hacks and tips to ensure that you are in the driving seat at all times and this important milestone is achieved with no regrets and in the best way possible. If you would like to chat with Adam about your mortgage, upgrading ideas and needs or even debt recycling, you can contact him on 0423 685 133 or [email protected] Instagram: https://www.instagram.com/bluelanternhomeloans/ Not sponsored: Please note that we do not receive any financial benefit in any form from having Adam on the show. We are honoured to have such a valuable insights shared by Adam, taking time out of his busy day to help us with our financial journey's which often include a mortgage free life. 💬 Let’s Keep the Conversation Going I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation CoachingJoin my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.👉Join here 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMamma.TV Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). See omnystudio.com/listener for privacy information.
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  • START HERE: How to Talk to Your Parents About Money (Without Starting a Fight)
    In this heartfelt Start Here episode, Canna answers a listener’s question about how to talk to ageing parents about money — especially when you’re worried they might make risky decisions around super or retirement. Canna explores how to start these sensitive conversations with empathy, respect, and confidence. She shares practical tools and scripts for opening the dialogue without conflict, helping your parents get quality financial advice, and keeping family boundaries intact while staying supportive. What You’ll Learn:✨ Why conversations about money across generations can be emotional — and how to make them constructive✨ How to lead with curiosity rather than control✨ Ways to encourage your parents to do a financial “health check”✨ How to use free support like Centrelink’s Financial Information Service (FIS)✨ The benefits of asking super funds if they offer free general advice✨ How to balance helping your parents while protecting your own goals✨ The key phrase that will change every family money talk: “I’m your ally, not your auditor.” Key Takeaway:Talking about money with your parents isn’t about control — it’s about care. Lead with empathy, curiosity, and respect, and remember: progress in family finances is measured not by who’s right, but by who feels heard. 📎 Disclaimers This episode provides general financial education only and does not constitute personal financial advice or product recommendations. You should always consider your personal circumstances and seek advice from a licensed financial planner before making financial decisions. 📲 Follow & Share If this episode helped you, please share it with someone who might be navigating the same challenge.Follow Canna on Instagram at @SugarMammaTV and @CannaCampbellOfficial.🎧 Subscribe to SugarMamma’s Fireplay wherever you listen to your podcasts. 💬 Let’s Keep the Conversation Going I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation CoachingJoin my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.👉Join here 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMamma.TV Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). See omnystudio.com/listener for privacy information.
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  • Why You Need to Start Investing Now (with Michael McCarthy from moomoo)
    In this week’s episode of SugarMamma’s Fireplay, proudly supported by moomoo, I sit down with influential veteran investor Michael McCarthy to talk about something that’s never been more important getting started with investing. We break down why investing is no longer optional in today’s world, the growing wealth gap between investors and non-investors, and how new technology — especially AI — is helping level the playing field for everyday Australians. To check out the moomoo app, you can download it here: https://start.moomoo.com/0tfLnT - not an affiliate link. Michael shares his professional insights on: Why now is the time to take action and become an investor - especially when you consider the long term impact of inflation. How compounding returns and dividends build long-term wealth. The key differences between active and passive investing — and how to decide which approach suits you. How AI-powered tools inside moomoo are helping investors make more confident and informed decisions. Why it’s possible to start small, stay consistent, and still reach financial independence over time. We also talk about the psychology of getting started — how to overcome hesitation, fear and analysis paralysis — and why waiting for “the perfect time” often costs you more than getting started imperfectly. This episode will empower you to take that next step, no matter where you are in your financial journey. 💡 My Takeaway: The longer you wait to start investing, the harder it becomes to catch up. Time is your greatest asset — not timing. With the right mindset, a disciplined plan, and access to powerful tools like moomoo, anyone can begin building wealth and moving closer to financial freedom. 📲 Resources Mentioned: Download the moomoo app https://start.moomoo.com/0tfLnT Learn more at www.moomoo.com/au 📝 Disclaimer: This episode is sponsored by moomoo. All information discussed is general in nature and should not be taken as personal financial advice. Please consider your own circumstances or consult a licensed financial adviser before making investment decisions. 💬 Let’s Keep the Conversation Going I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation CoachingJoin my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.👉Join here 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMamma.TV Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). See omnystudio.com/listener for privacy information.
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  • START HERE: Should I Get Income Protection Insurance? How to Protect Your Income Without Breaking Your Budget
    In this empowering Start Here episode, Canna answers a listener’s heartfelt question: “Is income protection worth it — even if it means slowing down my mortgage-free goals?” Canna breaks down what income protection really is, why it matters, and how to make it work within your budget, not against it.From holding cover inside super to adjusting waiting periods and benefit structures, she explains practical, real-world strategies for protecting your most valuable asset — your ability to earn — while staying focused on your long-term financial freedom. This episode will help you understand:✅ What income protection actually does — and how it fits into your financial plan.✅ Smart, budget-friendly ways to afford it without sacrificing your mortgage goals.✅ The risks and trade-offs to be aware of.✅ Why this protection can give you peace of mind and confidence, not financial pressure. Remember: this is general advice only — always seek personal advice before making financial decisions. 🎧 If this episode helped you, please share it with a friend who might be struggling with the same question.💬 Got a question for a future Start Here episode? DM Canna on Instagram — @SugarMammaTV or @CannaCampbellOfficial. 💬 Let’s Keep the Conversation Going I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation CoachingJoin my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.👉Join here 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMamma.TV Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). Income protection insurance, superannuation insurance, financial planning Australia, insurance tips, mortgage goals, budgeting, personal finance, insurance through super, financial safety net, mortgage-free journey, salary protection, income insurance explained, Canna Campbell podcast, SugarMamma Fireplay, Start Here series. #SugarMammaTV #StartHere #SugarMammasFireplay #FinancialWellbeing #FinancialEducation #FinancialFreedom #SmartMoney #MoneyGoals #AustralianFinance #MortgageFreeJourney #InsuranceAustralia #IncomeProtection #BudgetingTips #FinancialPlanner #WealthMindsetSee omnystudio.com/listener for privacy information.
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Sobre SugarMamma’s Fireplay

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC
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