The Money Mindset Podcast

• #232 10 Tips to Stop Overspending - Start Today!

  Does it ever feel like your money’s gone before you even realize it? You’re not alone. In this episode, we’re talking about simple, realistic ways to get a handle on overspending and feel more in control of your finances. We’ll cover everything from what to do with the money left after paying bills, to avoiding impulse buys, and even how to limit all those tempting ads. You’ll get simple, realistic tips that are easy to stick with. Learn how to make your budget work for you, stay intentional with your spending, and build habits that support your goals, without the stress. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “It's important to have that bigger goal, but have a very clear, specific breakdown of those goals with milestones along the way, so that you can stay focused on what that big goal is and stay on track as you are moving forward.” - Ashley Patrick For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Grab your FREE Budget Starter Kit here: www.budgetsmadeeasy.com/start * Budgets Made Easy Blog: www.budgetsmadeeasy.com/blog Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

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• #231 Top 3 Midlife Money Myths That Are Holding You Back

  Have you ever felt like it’s too late to fix your finances? Are old money habits from your past still influencing your decisions today? This episode dives into the financial mindset shifts that are especially important in midlife. We’re unpacking how your upbringing, past choices, and long-held beliefs might be keeping you stuck, and what you can do to change that. Tune in for simple advice and real encouragement to help you take the next step with confidence. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “You've got to prioritize yourself, learn to say no, and just really set the boundaries and expectations so that you're not responsible for taking care of everybody in your life, and that is okay. There is nothing wrong with that.” - Ashley Patrick Tired of feeling like your money disappears before you know where it went? It’s time to take back control! Join the FREE Spring Savings Challenge and start finding money you didn’t even realize you had. Go to https://leads.budgetsmadeeasy.com/spring-savings-challenge-2025 to sign up today! And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Budgets Made Easy Blog: https://www.budgetsmadeeasy.com/top-3-midlife-money-myths-that-are-holding-you-back/ * FREE Spring Savings Challenge: https://leads.budgetsmadeeasy.com/spring-savings-challenge-2025/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

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• #230 10 Ways to Make Budgeting Fun

  Budgeting can often feel like just another item on your endless to-do list, but it doesn’t have to be that way. In this episode, we’re sharing smart and creative ways to make budgeting something you actually enjoy, so it becomes a habit you look forward to—not one you keep putting off. Whether it’s setting the vibe with cozy lighting, grabbing your favorite treat, turning on a good playlist, or turning your savings goals into a game, this episode is packed with ideas to help shift your perspective and make money management feel more like self-care than a chore. If you’re new to budgeting or just looking to shake things up, you’ll find simple, uplifting tips to bring more ease and joy into your financial routine. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Remember you don't have to be perfect with your money to start enjoying the process. We want to focus on progress and not perfection. Take one small step at a time. You deserve to feel good about your money. Okay, so it's okay to do things that make it fun and enjoyable so that you can enjoy your money.” - Ashley Patrick For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Budget Starter Kit: www.budgetsmadeeasy.com/start * Budgets Made Easy Budget Planner: www.budgetsmadeeasy.com/planner * Paycheck Budget Spreadsheet: www.budgetsmadeeasy.com/spreadsheet * Budgets Made Easy Blog: www.budgetsmadeeasy.com/blog * Join the Money Success Club waitlist here: www.budgetsmadeeasy.com/msc * Get your printable budget trackers here: www.debtfreecharts.com Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy

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• #229 Managing Your Money in your 40s

  Navigating your finances in your 40s and beyond often comes with unexpected challenges and shifts in priorities. This episode explores what it means to manage money during one of the highest earning seasons of life—while also managing the weight of responsibilities, from caring for kids to supporting aging parents. It’s a time of reflection, growth, and sometimes regret—but more importantly, it’s a chance to take control of your financial future. From letting go of past mistakes to embracing your power to negotiate, build wealth, and diversify your income, this episode blends practical advice with empowering encouragement. Whether you’re planning for retirement, feeling stretched too thin, or simply wondering what’s next, it will help you shift your mindset and move forward with clarity. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “I want you to realize that you're just getting started. You are doing the best that you can and that you were never too old. It is never too late to get things going and take control of your finances and get things back on track. So even in this season, it is not too late.” - Ashley Patrick If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes. Resources and Links Mentioned: * Paying Off Debt Starter Kit: www.budgetsmadeeasy.com/debt * Budget Starter Kit: www.budgetsmadeeasy.com/start Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy

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• #228 Saving Money by Practicing Gratitude and Mindfulness

  Finding contentment with what you already have can be a powerful tool for financial success. In this episode, we dive into the connection between gratitude and money habits, exploring how emotional spending often stems from a lack of fulfillment. When we focus on appreciating what we have, we reduce impulse purchases, avoid lifestyle creep, and ultimately build a healthier financial mindset. We’ll also discuss practical steps to cultivate gratitude, from mindful spending habits to journaling, and how these small shifts can lead to big financial wins. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Remember, what we do with our money when it comes to reaching our big goals really boils down to being mindful of our actions and intentions, making sure they line up, and ensuring that you are actually doing what you truly want to do.” - Ashley Patrick For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Budget Starter Kit: www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

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