Free £1,000 a year for wannabe first time buyers | Will cash ISAs be cut | LISA v Pension
Martin looks at Lifetime ISAs, after a report was published by the Treasury Committee on the future of the first time buyers savings account, he explains the basics of them and answers questions on who they are good for, who they don’t work for and when is the best time to open one.Energy bills dropped 7% this week, Martin explains what people should be doing, and most importantly what happens next.Martin reacts to reports the Chancellor is to drop cash ISA allowance in her Mansion House Speech on 15 July.Mastermind tests if Adrian knows when you are covered by Section 75 Consumer protection.And there’s a new top savings account that’s a bit different isn’t there?
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58:14
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58:14
The cheapest way to spend abroad, stop paying to pay! And find old pensions worth £10,000s!
With £31 billion in lost or unclaimed pensions in the UK, Martin tells you how to find your old pensions - which could be worth £10,000s! Plus, Martin’s top holiday money need-to-knows to help you stop paying when you spend abroad and get the most bang for your (Vietnamese) dong. And you tell us the worst financial advice you were given by your parents and grandparents.
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1:02:05
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1:02:05
Council Tax Money Back Special **UPDATED 20/6, after Government consultation launched**
***This episode was first published on 5th June. It was updated on 20th June to reflect the launch of a government consultation on the administration of Council Tax.***Martin goes through step by step everything you need to know about Council Tax. He explains:- How to check you are in the right band.
- How to challenge your Council Tax band.
- The Council Tax deductions you may be entitled to.
- How to collect and claim if you are owed Council Tax creditMartin also gives his response to this week’s Winter Fuel Payment news from the Chancellor Rachel Reeves
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1:11:40
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1:11:40
Four easy-speedy steps to slash your mobile bill
Martin goes through his four easy steps to help you reduce your mobile bill. Plus, with energy bills likely to rise due to conflict in the Middle East, should you fix now? What do the Warm Home discount changes mean? And you tell us your children’s financial tips.
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59:41
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59:41
Winter Fuel Payment – How it’ll really work (Eng & Wales) | And are you drinking enough beer
The Winter Fuel Payment will again be a universal payment in England and Wales for state pensioners this winter, yet it’ll be clawed back via the tax system where someone earns over £35,000. How will this work in practice? What counts as £35,000 earnings, and what if there are two, three or more pensioners in a house.Martin also answers questions on saving for a pension, who should opt out of receiving winter fuel payment and how to avoid being scammed.Pint rights: we also look at how to make sure you get the pint you paid for.
Portugal