Smart Money Happy Hour with Rachel Cruze and George Kamel

💵 Have a money question? Ask Ramsey is here to help.

If you love 90s nostalgia (or you just hate change), you’re in luck! Apparently, right now it’s trendy to do life the old-school way—and when it comes to your money, we 100% agree.Next Steps:

🎙️ Catch our episode Weird Money Habits That Will Make You Rich.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍹 Dr. Pepper Margarita     

Recipe by Lauren Milovich (@thats.thespirits):

1 1/2 ounces tequila

1/2 ounce orange liqueur

3/4 ounce lime juice

1/2 ounce cinnamon syrup

1 ounce Dr Pepper

 Instructions: Rim a glass with cinnamon sugar and set aside. To a cocktail shaker, add tequila, orange liqueur, lime juice, cinnamon syrup and ice. Shake to combine. Strain over the rimmed glass filled with ice, and top with Dr Pepper. Garnish with a lime wheel and maraschino cherry.

 

 Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

 We’re not encouraging you to keep up with the Joneses, but have you ever wondered what their finances are actually like? Today, we’re unpacking jaw-dropping money stats that’ll make you reevaluate your own money situation.

Next Steps:

🎙️ Catch our episode Weird Money Habits That Will Make You Rich.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍹 Tequila Aperol Spritz    

Recipe by Join Jules

1 cup tequila blanco

 2 1/2 cups Aperol

1 bottle sparkling rosé

1 cup sparkling soda water

 

Instructions: Add all ingredients into a pitcher and mix together. Pour approximately 8 ounces of the mix into a glass filled with ice. Garnish with a strawberry, grapefruit wheel, edible flower, etc.

  

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

 

It’s not as simple as “broke” or “rich” anymore. Today we’re unpacking what kind of “rich” your spending says you are—from “fake rich” to “new money” to “quiet wealth.”

Next Steps:

🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy?

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍧 Frozen Coconut Lemonade   

Recipe by: Eat Well 101

 3/4 cup freshly squeezed lemon juice

 Zest of 2 lemons

1 cup full-fat coconut milk

1/2 cup granulated sugar

 2 1/2 cups ice cubes

 Instructions: Add lemon juice, sweetener, coconut milk, and ice to a blender. Blend until ice is crushed and the mixture gets slushy. Divide into glasses and serve immediately. Recipe yields 4 servings.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

 

It’s not every day that we get to grab a drink with a Harvard professor, bestselling author and happiness expert. Dr. Arthur Brooks is here to talk money, life, faith and so much more.Next Steps:

🎙️ Catch our episode Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

📖 Check out Dr. Arthur Brooks’ new book, The Meaning of Your Life.

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🥂 Electrolyte Mockarita 

Recipe by: Cocktails with Val

2.5 ounces coconut water

1.5 ounces fresh orange juice

1 ounce lime juice

1 ounce agave

1 pinch of salt

 

Instructions: Add coconut water, fresh orange juice, lime juice, agave, and a pinch of salt to a cocktail shaker filled with ice. Shake to combine all ingredients. Pour over glass filled with ice. Add an orange wedge as optional garnish. Serve and enjoy!

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

 

If you’re an exhausted millennial wondering if buying a home is a lost cause, we get it—and we’ve got you. Today, we’re unpacking common home-buying frustrations and real estate woes. Spoiler alert: Yes, it’s still possible!

Next Steps:

🎙️ Catch our episode How to Financially Survive Every Season of Life

🎬 Watch George’s episode I Asked People at Disney How Much Debt They Have.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

🏠 Your free, step-by-step course to buying a house that fits your budget.

💻 See how much house you can afford with the Mortgage Calculator. 

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍹 Basil & Lillet Spritz

Recipe by Emily Laurae

1 ounce Lillet

4–5 basil leaves

4 ounces sparkling wine

 

Instructions: In a shaker, combine Lillet and basil leaves and shake with ice for 30 seconds. Strain into a glass filled with ice. Top with sparkling wine and garnish with a basil leaf before serving.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices